Our Process
Core Values
At MK Financial, our mission is simple: To learn more about you, understand your needs, wants, and goals, and help you identify the personal financial strategies that may improve your lifestyle today and provide the foundation for a sound retirement in the years ahead. As we carry out this mission, we are shaped by four core values:
Standard of Care
MK Financial is also committed to a holistic approach to financial services. Whether we are preparing a financial plan or providing targeted services like investment management and insurance planning, our goal is to help clients address these key considerations at every stage of life.

Accumulators (30-49)
Identifying dreams and goals, and a timeline and plan to achieve them. Monitoring progress.
Protection Strategies: Life, Disability, Health, Property, Liability
Maximizing workplace benefits
Cash flow: Income/ expenses, cash reserves, debt, contribution rates to retirement accounts
Investments: Evaluating Risk. Choosing the right account types. Using appropriate strategies
College Savings for Children
Planning for when and how much you pay taxes
Estate: Living Will, Beneficiary Updates

Pre- Retirement (50-69)
Identifying dreams and goals, and a timeline and plan to achieve them. Monitoring progress
Protection Strategies: Life, Disability, Health, Long-Term Care, Property, Liability
Maximizing workplace benefits. Coordinating benefits with Medicare and other retirement benefits
Cash flow: Income/ expenses, cash reserves, debt, contribution rates to retirement accounts
Investments: Evaluating Risk. Choosing the right account types. Using appropriate strategies
Understanding and making Social Security and Medicare elections
Estate: Living Will, Trust Creation Beneficiary Updates
Planning for when/how much you pay in taxes

Retirement (Ages 70+)
Identifying dreams and goals, and a timeline and plan to achieve them. Monitoring progress
Protection Strategies: Life, Health, Long-Term Care, Property, Liability
Cash flow: Income/ expenses, cash reserves, debt, retirement income plan, planning for trips, home repair, and special expenses
Investments: Minimizing Risk. Consolidating accounts. Using appropriate strategies
Planning for when/how much you pay in taxes. Required Minimum Distributions
Estate: Living Will, Updating Beneficiaries, Trust Creation, Wealth Transfer Strategies